Buying Info + Mortgage Center + Relocation Services
Tri City Financial
Mortgage Planning and Consultation
There are many loan programs and guidelines from which to choose. It is our job to find the right products that will work best for you and your situation and develop a strategy specifically to meet your needs
The first step to finding your new home is to get Pre-Qualified For A Mortgage. We will need some basic information from you, and then we can provide you with a Pre-Qualification Letter that your agent can present with any offers to purchase. This shows the seller that you are serious and qualified to purchase their home. A pre-qualification letter also sets a guideline for the price range in which you should be shopping.
When you are ready for assistance with your mortgage planning, be prepared to provide the following information:
- Complete Loan Application
- Credit Authorization Form
- Copy of Driver's License and Social Security Card
- Most recent Pay Stub showing year-to-date for last 30 days
- Last two years W-2's / 1099's
- Last two years 1040's (Last 3 years if qualifying for first time homebuyer program)
- Two months statements for all bank accounts and investment accounts (all pages)
- Verification of Assets (IRA's, CD's, 401K's) all pages
- Verification of cash to close / gift funds (proof of donor's ability to pay / copy of statement)
- Two year employment and residency history for all borrowers
- Copies of divorce or BK paperwork (all pages and schedules)
- Explanation and Documentation on all derogatory credit
- If you have rental proprty, proof of property insurance & real estate taxes
- Copies of mortgage statements ad rental agreements on investment property
At Tri City Financial we appreciate the opportunity to assist you with your financing needs. Although the process can be stressful, we will try to simplify things as much as possible. We encourage you to call us right away if you have any questions during the process.
We look forward to the opportunity to provide you with excellent service.
The Tri City Financial Team
Relocation Services
At CENTURY 21 Showcase we are committed to reducing the stress of moving by making the needs of your relocating family our top priority. Our professional Relocation Specialists are highly trained, certified, and dedicated to provide you with services to make your move smooth.
CENTURY 21 Showcase and the Relocation Department can offer you the following services:
- A single point of contact for your relocation needs
- A full time Relocation Director available to answer all your questions
- Specially trained and certified relocation agents
- Complimentary personalized Relocation Package
- Home Sale Assistance
- Home Search Assistance
- Rental Assistance
- Property Management Services
We appreciate your trust in allowing us to help you sell or purchase your home. Please don’t hesitate to Call Us or Contact Us at any time.
Freddie Mac Announces Up to 12-Month Forbearance for Unemployed Effective Feb. 1
Freddie Mac Announces Up to 12-Month Forbearance for the Unemployed Effectiv
The New HARP Program (Home Affordable Refinance Program)
The New HARP Program (Home Affordable Refinance Program)
Making An Offer On A Short Sale? What You Need To Know
Are you looking to buy a new home? Are you thinking that now's a great time to find bargains? Before you make an offer, it pays to know a little about the seller's situation.
If a home is being sold for below what the current seller owes on the property—and the seller does not have other funds to make up the difference at closing—the sale is considered a short sale. Many more home owners are finding themselves in this situation due to a number of factors, including job losses, aggressive borrowing against their home in the days of easy credit, and declining home values in a slower real estate market.
What's A Short Sale?
What is a short sale?
A short sale is a transaction in which the lender, or lenders, agree to accept less than the mortgage amount owed by the current homeowner. In some cases, the difference is forgiven by the lender, and in others the homeowner must make arrangements with the lender to settle the remainder of the debt.
User login
Follow Us
